Home Loan EMI Calculator
Standard rates: 12-16% (Check
KIBOR)
Monthly EMI
PKR 0
Total Interest
PKR 0
Total Payable
PKR 0
Understanding Home Loans in Pakistan
When planning to buy a house in Pakistan, understanding your EMI (Equated Monthly Installment) is crucial. Banks typically offer floating rates linked to KIBOR (Karachi Interbank Offered Rate).
Key Factors:
- Loan Amount: Most banks finance up to 70-80% of the property value.
- Tenure: Home loans in Pakistan can go up to 20-25 years depending on the bank.
- KIBOR: This is the benchmark rate. Your interest rate is usually KIBOR + Bank Spread.