Calculate Your Loan Installments in Seconds Free & Accurate
The most trusted EMI calculator for Home Financing and Personal Loans in Pakistan. Updated for Jan 2026.
SBP Policy Rate: 10.5% | 6-Month KIBOR: 10.1-10.4%
Note: Rates vary by bank. Check your specific bank for exact figures.
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Home Loan EMI
Plan your dream home with our mortgage calculator. accurate for Mera Pakistan Mera Ghar (MPMG) and standard bank financing.
Calculate Now →Personal Loan EMI
Quickly estimate monthly payments for personal cash loans, wedding loans, or education financing.
Calculate Now →Car Loan EMI
Calculate monthly installments for your new or used car. Updated for 2026 auto financing rates.
Calculate Now →Why use this EMI Calculator?
- ✅ Instant Results: No signup required. Just enter amount and tenure.
- ✅ Mobile Friendly: Works perfectly on your smartphone anywhere in Pakistan.
- ✅ Updated Rates: Built with 2026 economic trends in mind.
What is EMI?
Equated Monthly Installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. Equated monthly installments are used to pay off both interest and principal each month so that over a specified number of years, the loan is paid off in full.